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Managing personal finances is essential for moving forward on the path to keeping out of debilitating debt, building ongoing wealth, counting on a comfortable retirement, and discovering tools such as life insurance to protect ensure your legacy. But it’s not nearly the formidable task it appears if you take advantage of … Read the article
In a bid to help workers during the corona virus pandemic, the president introduced a memo which directs the treasury department to allow employers to defer payroll taxes starting from September, 1, 2020 until the end of the year.
This measure mainly applies to employees who make less than $4,000 … Read the article
You can save a sack of cash when you look for auto financing if you follow a few simple rules. You start by knowing your credit score and understanding how loan offers work through dealerships and for vehicles you buy through private sellers. The basic rules are that you should … Read the article
How do credit cards work?
A credit card may be just a piece of plastic that you can use to pay for things, but there’s more to the story. If you’re new to credit cards, it’s important to understand not just what they are, but how they work.
When you … Read the article
The bills need to be paid – without fail – and credit cards are often a sensible way to take on that task. What remains is to decide which of two forms of credit cards suit your needs and circumstances -secured credit or unsecured credit. It’s crucial to make sure … Read the article
Home equity is the portion of your home, in terms of debt to a bank, that is truly yours. It’s the percentage of your home that you own without reservation. In simple terms, equity is the difference between what is owed on your mortgage loan and what your home is … Read the article
In financial terms, your credit history is essentially a query which reveals how a person spends money, expenditures and it documents how debts are incurred an to who those debts are owed.
Potential employers and money lenders can use your credit report to ascertain if you’d be an acceptable risk … Read the article