Merry Xmas and Happy New Year
Greeting Cards and Wishes
Christmas Photo Editor Frames
Happy New Year 2021
Let’s agree: When your shopping for mortgages it can be a real struggle. Checking interest rates, filling out loan applications, choosing a lender — The many choices and numbers can be overwhelming. But, the time it takes is worth the research. Comparing mortgages and programs across many lenders is one of the first steps in the home buying process. Small differences in the interest rate on a loan will add up over the life of a 30-year mortgage and can have a huge impact on your overall financial goals and budgetting.
Years ago, it was more common to skip comparison shopping and go right to your local bank. But now, your bank is just one of many lender options you have as a modern homebuyer. You can find reviews, ratings, customer experiences and all sorts of information right from the comfort of your own home. There are lenders who will tell you what rates you qualify for online within minutes.
As unpleasant as rate shopping may be, this is one instance where it’s wise to take your time. Mortgage lenders want your business and the first offer you see may not be the best offer you can get. It’s advisable to research at least a few lenders, compare mortgage rates and choose carefully. Our mortgage information can show you what you might qualify for with several different lenders, which can help you get started.