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Top Credit Unions

Image Financial Institutions Rating Website Branches States Served Institution Class
ST. MARY'S BANK
2.5
www.stmarysbank.com 1 1 Credit Union
ST. JEAN'S
2.5
www.stjeanscu.com 1 1 Credit Union
HOLYOKE
2.5
www.holyokecu.com 1 1 Credit Union
JEANNE D'ARC
2.5
www.jdcu.com 1 1 Credit Union
ST. MARY'S
2.5
www.stmaryscu.org 1 1 Credit Union
WORKERS
2.5
www.wcu.com 1 1 Credit Union
CITY OF BOSTON
2.5
www.cityofbostoncu.com 1 1 Credit Union
NAVIGANT
2.5
www.navigantcu.org 1 1 Credit Union
FINANCIAL PLUS
2.5
www.myfpcu.com 3 3 Credit Union
LIBERTY BAY
2.5
www.libertybaycu.org 1 1 Credit Union
MUNICIPAL
2.5
www.NYMCU.ORG 1 1 Credit Union
MEMBERS FIRST
2.5
www.mfcu.net 4 4 Credit Union
TEACHERS
2.5
www.teachersfcu.org 4 4 Credit Union
FINANCIAL PARTNERS
2.5
www.fpcu.org 3 3 Credit Union
HEARTLAND
2.5
www.thinkheartland.com 5 5 Credit Union
FIRST COMMUNITY
2.5
www.myfirstccu.org 4 4 Credit Union
BELLWETHER COMMUNITY
2.5
www.bccu.org 1 1 Credit Union
POLISH NATIONAL
2.5
www.pncu.com 1 1 Credit Union
EDISON
2.5
edisoncu.net 2 2 Credit Union
POSTAL EMPLOYEES
2.5
www.pecu24.org 2 2 Credit Union
ALIGN
2.5
www.aligncu.com 1 1 Credit Union
ALLCOM
2.5
www.allcomcu.org 1 1 Credit Union
SOUTHERN MASS
2.5
www.southernmass.com 1 1 Credit Union
THE PEOPLES
2.5
www.peoplescu.com 1 1 Credit Union
COMMUNITY CHOICE
2.5
www.yourbetterbankingchoice.com 3 3 Credit Union
CREDIT UNION OF RICHMOND INCORPORAT
2.5
www.curich.org 1 1 Credit Union
PRIME FINANCIAL
2.5
www.primefinancialcu.org 1 1 Credit Union
LOUISVILLE FEDERAL
2.5
www.louisvillefcu.com 1 1 Credit Union
POST OFFICE EMPLOYEES'
2.5
www.poecu.org 1 1 Credit Union
SOUTH BEND POST OFFICE
2.5
www.sbpocu.com 1 1 Credit Union
TNCONNECT
2.5
www.tnconnectcu.org 1 1 Credit Union
UNITED
2.5
www.unitedfcu.com 6 6 Credit Union
FIREFIGHTERS
2.5
www.myfirecu.org 2 2 Credit Union
ATLANTA POSTAL
2.5
www.apcu.com 1 1 Credit Union
CHATTANOOGA FEDERAL EMPLOYEES
2.5
www.cfecu.org 1 1 Credit Union
ENERGY PLUS
2.5
www.energypluscu.org 1 1 Credit Union
FIRST CLASS COMMUNITY
2.5
www.gofirstclass.org 1 1 Credit Union
MEMBERS CHOICE
2.5
www.memberschoicefcu.org 3 3 Credit Union
CHAMPION
2.5
www.championfcu.com 3 2 Credit Union
CHICAGO MUNICIPAL EMPLOYEES
2.5
www.cmecuonline.org 1 1 Credit Union
COMMONWEALTH UTILITIES EMPLOYEES
2.5
cuecu.org 1 1 Credit Union
IDEAL
2.5
www.idealcu.com 1 1 Credit Union
MASSACHUSETTS FAMILY
2.5
www.massfamilycu.com 1 1 Credit Union
MICHIGAN FIRST
2.5
www.michiganfirst.com 1 1 Credit Union
SHARE ADVANTAGE
2.5
www.myshareadvantage.com 1 1 Credit Union
ALLIANT
2.5
www.alliantcu.com 2 2 Credit Union
LANDMARK
2.5
www.landmarkcu.com 2 2 Credit Union
COAST LINE
2.5
www.coastlinecu.com 1 1 Credit Union
COLUMBIA POST OFFICE
2.5
www.columbiapostalcreditunion.com 1 1 Credit Union
FIRST MISSOURI
2.5
www.1stmocu.org 1 1 Credit Union
GREATER SPRINGFIELD
2.5
www.grscu.org 1 1 Credit Union
LINXUS
2.5
www.linxuscu.org 1 1 Credit Union
UNIVERSAL CITY STUDIOS
2.5
WWW.UCSCU.ORG 1 1 Credit Union
COMMUNITY 1ST
2.5
WWW.MYC1CU.COM 3 3 Credit Union
GUARDIAN
2.5
www.myguardiancu.com 2 2 Credit Union
NEIGHBORS
2.5
www.neighborsfcu.org 2 2 Credit Union
SERVICE
2.5
www.servicecu.org 2 2 Credit Union
ADVANTIS
2.5
www.advantiscu.org 1 1 Credit Union
BURLINGTON NORTHTOWN COMMUNITY
2.5
www.bnccu.org 1 1 Credit Union
C&O UNITED
2.5
www.co-united.org 1 1 Credit Union
CITY & COUNTY
2.5
www.cccu.com 1 1 Credit Union
CREDIT UNION OF ATLANTA
2.5
www.cuatlanta.org 1 1 Credit Union
DECATUR POSTAL
2.5
decaturpostalcreditunion.com 1 1 Credit Union
GREENSBORO
2.5
www.gsocu.org 1 1 Credit Union
LEXINGTON POSTAL COMMUNITY
2.5
www.lexpccu.com 1 1 Credit Union
MOBILE GOVERNMENT EMP.
2.5
mobgecu.com 1 1 Credit Union
MONMOUTH COUNTY POSTAL EMPLOYEES
2.5
www.monmouthpostalcu.org 1 1 Credit Union
NAVEO
2.5
www.naveo.org 1 1 Credit Union
NEWPORT NEWS SHIPBUILDING EMPLOYEES
2.5
www.bayportcu.org 1 1 Credit Union
NORTHERN COMMUNITIES
2.5
nccyou.com 1 1 Credit Union
NW PRIORITY
2.5
www.nwprioritycu.org 1 1 Credit Union
PAWTUCKET
2.5
www.pcu.org 1 1 Credit Union
PEOPLE DRIVEN
2.5
www.peopledrivencu.org 1 1 Credit Union
PEORIA POSTAL EMPLOYEES
2.5
www.ppecu.info 1 1 Credit Union
POSTAL & COMMUNITY
2.5
www.yourpccu.org 1 1 Credit Union
RIVER COMMUNITY
2.5
www.rivercommunitycu.org 1 1 Credit Union
VIRGINIA CREDIT UNION, INC.,
2.5
www.vacu.org 1 1 Credit Union
METRO
2.5
www.metrocu.org 3 3 Credit Union
PEOPLES CHOICE
2.5
www.peopleschoicecu.coop 2 2 Credit Union
1ST KANSAS
2.5
www.1stkansascu.com 1 1 Credit Union
ARRHA
2.5
www.arrhacu.com 1 1 Credit Union
BLUCURRENT
2.5
www.blucurrent.org 1 1 Credit Union
CALIFORNIA COAST
2.5
www.calcoastcu.org 1 1 Credit Union
DIVERSIFIED MEMBERS
2.5
dmcu.com 1 1 Credit Union
FIRST CLASS AMERICAN
2.5
www.fcacu.org 1 1 Credit Union
FORT WORTH CITY
2.5
www.fwccu.org 1 1 Credit Union
HUTCHINSON POSTAL & COMMUNITY
2.5
hutchpccu.com 1 1 Credit Union
NORTHERN STAR CREDIT UNION, INC.
2.5
www.nstarcu.org 1 1 Credit Union
PATRIOT EQUITY
2.5
www.pecujax.org 1 1 Credit Union
PLUS4
2.5
www.plus4cu.org 1 1 Credit Union
POSTEL FAMILY
2.5
www.postelcu.com 1 1 Credit Union
PRIORITY ONE
2.5
www.priorityonecu.org 1 1 Credit Union
RICHMOND VIRGINIA FIRE POLICE CREDI
2.5
WWW.FirePoliceCU.Org 1 1 Credit Union
ACCENTRA
2.5
www.accentracu.org 1 1 Credit Union
ASSOCIATED CREDIT UNION
2.5
www.acuonline.org 1 1 Credit Union
ATHOL
2.5
www.atholcreditunion.com 1 1 Credit Union
CONCHO VALLEY
2.5
www.conchovalleycu.com 1 1 Credit Union
DIVERSIFIED
2.5
www.diversifiedcu.org 1 1 Credit Union
FALL RIVER MUNICIPAL
2.5
www.frmcu.com 1 1 Credit Union
NEIGHBORHOOD
2.5
www.myncu.com 1 1 Credit Union

Credit Union vs. Banks 2020 Comparison

Product 2020: Q3 National Average Rate 2020: Q4 National Average Rate Difference
Credit Unions Banks Credit Unions Banks Credit Unions Banks
5 Year CD-10K 0.94% 0.78%
4 Year CD-10K 0.84% 0.68% 0.75% 0.61% 0.09% 0.07%
3 Year CD-10K 0.74% 0.61% 0.66% 0.54% 0.08% 0.07%
2 Year CD-10K 0.63% 0.51% 0.56% 0.45% 0.07% 0.06%
1 Year CD-10K 0.49% 0.38% 0.42% 0.33% 0.07% 0.05%
6 Month CD-10K 0.34% 0.25% 0.29% 0.22% 0.05% 0.03%
3 Month CD-10K 0.22% 0.16% 0.19% 0.15% 0.03% 0.01%
Money market account-2.5K 0.17% 0.12% 0.16% 0.11% 0.01% 0.01%
Interest checking account-2.5K 0.08% 0.08% 0.08% 0.08%
Regular savings account-2.5K 0.11% 0.11% 0.11% 0.10% 0.01%
Credit card, Classic 11.26% 12.52% 11.18% 12.50% 0.08% 0.02%
30 Year fixed-rate mortgage 3.20% 3.29% 3.08% 3.16% 0.12% 0.13%
15 Year fixed-rate mortgage 2.79% 2.92% 2.69% 2.78% 0.10% 0.14%
5/1 Year adjustable rate mortgage 3.09% 3.63% 2.90% 3.30% 0.19% 0.33%
3/1 Year adjustable rate mortgage 3.20% 3.60% 3.07% 3.54% 0.13% 0.06%
1 Year adjustable rate mortgage 3.05% 3.41%
Unsecured fixed rate loan, 36 months 9.15% 10.13% 9.09% 10.24% 0.06% -0.11%
Home equity loanuity loan, 5 year, 80% 4.45% 4.97% 4.38% 4.87% 0.07% 0.10%
Home equity loanuity loan, LOC, 80% 3.88% 4.20% 3.87% 4.17% 0.01% 0.03%
Used car loan, 48 months 3.24% 5.32% 3.16% 5.16% 0.08% 0.16%
Used car loan, 36 months 3.12% 5.27% 3.04% 5.10% 0.08% 0.17%
New car loan, 60 months 3.18% 4.96% 3.09% 4.81% 0.09% 0.17%